Governor Jim Doyle has asked the legislature to pass the Truth in Auto Insurance law. The proposal, contained within the Governor’s budget, would reverse several pro-insurance-company provisions enacted in sweeping 1995 tort reform legislation and return Wisconsin law to its long-standing status.
Two of the proposed changes in insurance law would have considerable impact on the ability of Wisconsin residents to obtain a full measure of justice if they are injured in automobile accident cases. The governor’s proposal would forbid insurers from including in their policies two types of restrictive clauses the law now allows: anti-stacking clauses and reducing clauses.
The essence of anti-stacking is that an insured with more than one policy is prohibited from accessing the proceeds of each paid for policy if the first policy does not cover his or her damages. In other words, if a Wisconsin consumer purchases two policies for two owned vehicles, … Read More