I can tell you from personal experience that veterinary pet insurance is real insurance that is underwritten by legitimate insurance companies. I have had coverage on my animals for several years now, and the companies I have dealt with are very much real and reputable companies that offer a service of providing medical benefits for cats and dogs. For example, AETNA was the underwriter for the last insurance policy I had on one of my older dogs.
Canine and feline medical insurance works somewhat like health insurance for people, except for one BIG difference. Regardless of the company that you select, you will be expected to pay for the vet bill in full. Then you submit the paid bill to your insurance company, and they reimburse you the amount that is listed in your contract. So, if an illness, accident or emergency happens, you need to have a way to … Read More