Nurseries in general face unique exposures. Insurance policies are written on an individual basis as per the related risks of each operation.
The wholesale Nursery outlet typically cultivates all types of plants, flowers and trees out of doors in open fields and sells mostly to retail garden shops. The nursery wholesaler also typically sells fertilizers, seeds, garden tools and other planting supplies.
In contrast to the wholesaler, retail nursery outlets usually store their products inside the protective warmth of greenhouses.
Some nursery wholesalers and retailers also offer landscaping service, as well as landscaping architectural designing.
The above factors are why the insurance industry places this group in the specific agribusiness class, subject to related insurance programs.
Tailored insurance policies incorporate liability exposure and greenhouse management programs.
Those nurseries that use pesticides and herbicides in greenhouses or open fields or off grounds, as well as those that have above or below … Read More